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first american home warranty hvac coverage The people who buy these home warranty plans do not expect to get something for nothing. We pay several hundreds of dollars per year for that "protection" . just like you probably do for health insurance. We may go for several years without filing a claim, just as you might with your health insurance. But, when you finally do get sick and need to use the policy you have been paying on for years and only owing your co pay is seen as trying to get something for nothing?Have you ever actually thought that opinion of yours through to it's logical end?What is a warranty for?What is insurance for?I would imagine that someday, after paying for your health insurance or a new car with a warranty, for many years without ever using it until a tragedy strikes, you find yourself needing to use the protection you had been PAYING for, only to find someone just like yourself at the other end of the desk. I would pray that is what would befall a person with reasoning like yours. Well. that is very interesting that Old Republic made a comment in the article to defend themselves and actually said they charge up to $375 in Texas. I wonder if they even know what they are quoting or if they just pick a number off the top of their head?I received a quote just this week sent from them to me on my very small beach house of 1500 sf in Texas. The house has 1 AC unit, 1 water heater, 1 washer and dryer, 1 refrigerator and NO dishwasher. The quote they sent to me was for $540!That is ridiculous!Then in doing my research I just asked a neighbor because I knew she had a home warranty.

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I was told they would look into it and then told the vendor said my 2 year old pump needed replacing and I needed to contact the vendor. I tried but had no response and I wasn't having any work done until I knew exactly what the problem was and the cost. Select said I could have my own vendor do the work, which I did. I applied for my $150 on 03/09/15 and sent back the requested paperwork. When I contacted Select today, they said they did not receive my signed release, so I emailed it to them to 2 different email addresses. I received an email stating my paperwork had been received and it would be 30 days. I responded with why I had to wait another 30 days and the response was they had not received my paperwork. Really?Having been a homeowner for 30 years, this is the worse experienced I have had with a warranty company. Still waiting for an appointmentSo I submitted the claim through the internet. Got a call from Select the next business day asking make and model of the oven. It was on the original online request but I gave it to them again.

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Or, you can have it covered by your home warranty for just the cost of a service call. With these predictable costs, a home warranty service contract allows you to control the cost of home repairs. Rather than spending money on surprise repairs or replacements of systems and appliances, you can rest easy knowing that it’s all taken care of with your annual service contract fee and low cost service call fee. Homeowners also benefit from the peace of mind offered by a home warranty. You can feel confident about your home’s systems and appliances, as you won’t need to worry about them if they happen to break down or need replacement. Choice Home Warranty’s service contracts provide complete solutions for homeowners. That means whether your appliance or system requires repair or replacement, it will be taken care of. Choice Home Warranty’s local technicians are experts at diagnosing problems with systems and appliances. If they determine your equipment requires replacement, your new appliance or system will be covered for the same low service call fee as you would with a repair service. If a replacement unit is not available, Choice Home Warranty customers are still covered. You’ll be offered a cash payment for the amount of Choice Home Warranty’s replacement cost, which will allow you to simply purchase your own new system or appliance.